The holidays are undoubtedly one of the biggest times for spending during the year. Gifts, décor, cards, and travelling all add up quickly. According to the National Retail Federation, the average shopper spends nearly $750 but that one in every five families owes more money than they have in savings. But don’t worry; you can cut back on spending without losing the spirit of the season! Try focusing on free holiday events in your area instead of shopping, and remember family and togetherness as a high priority. Shop smart and don’t lose sight of what’s really important, and you can enjoy the holidays without worrying about breaking the bank.
Read the entire article here: 7 Ways to Pare Down Your Holiday Spending
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Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.