How Much Can You Really Save By Penny Pinching?

Penny pinching may not lead to wealth, but according to experts, it can help you identify spending habits and set financial priorities. What is it that makes you feel deprived? What makes you feel empowered? Figure it out, gain control over your spending, and you’ll be surprised at how it can change your life. Be aware of savings that are illusory—are you using a coupon to buy something you normally wouldn’t?  What about the bigger issues—refinancing your mortgage, shopping for better insurance rates, or even a part-time job to make more money? Penny pinching can lead to awareness.

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