Money Saving Gift Tip

Make a scrapbook! Next time a friend has a birthday, don’t buy a lavish gift. Instead, have friends send in warm words and photos, and then compile them in a memory book—an extra special and wonderfully personal gift the receiver will forever cherish. (Now don’t go to the nearest scrapbook store and spend too much on materials!)

By Carrie Rattle

Carrie Rattle is a Principal at, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence. Read More