Make a scrapbook! Next time a friend has a birthday, don’t buy a lavish gift. Instead, have friends send in warm words and photos, and then compile them in a memory book—an extra special and wonderfully personal gift the receiver will forever cherish. (Now don’t go to the nearest scrapbook store and spend too much on materials!)
Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.