When you’re looking back on the credit card debt accrued during the holidays, it may seem daunting to pay all of it off. Really, all you have to do is pay it off with your extra cash! If you are lucky enough to actually have some extra cash saved up, let yourself part with it to nip your debt in the bud. For the rest of you, go out and find your extra cash. This could mean through a pay raise, a tax refund check, or even a good old-fashioned garage sale. Doubting yourself will only hold you in debt, so stay positive and go get your cash!
Read the entire article here: 7 Tips for Paying Holiday Debt When You’re Broke (or You Want to Keep Your Cash)
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Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.