For Smart Cookies, Less Spending and More Saving is a Piece of Cake!

How do you rationalize your overshopping and overspending?

Do you talk to friends about this?  

Do some of them do the same thing?

Stopping overshopping and ending overspending can actually be easier when you’re joining with others that are facing the same challenges.  The “Smart Cookies” are a group of five young women that have proven this very point.  Inspired by Oprah’s Debt diet series, they came together with a common goal of less spending and more saving.  Weekly meetings and making small changes in their everyday routines resulted in enormous differences in their lives.  You might want to try this with friends who are also struggling.
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By Carrie Rattle

Carrie Rattle is a Principal at, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence. Read More