Category: Money Behaviors

Tax season is on the horizon, and it’s always good to look for more ways to save on your taxes. The Saver’s Credit, also known as the Retirement Savings Contributions Credit, is one way to help low- and moderate-income workers start putting money aside towards retirement. This credit helps reduce or offset the first $2,000… Continue reading The Saver’s Credit Can Lower Your Taxes

Now that the holidays are over, the financial debt that follows may be leaving a sour taste in your mouth, but with a few quick steps you can wipe out this debt before it gets out of hand. First, you have to face it head on and assess the damage. Figure out how much you… Continue reading How to Eliminate Holiday Debt Quickly

It may be partially a gender stereotype, but the belief that women make more purchases than men has also been revealed in survey data. In fact, women may be responsible for about 80 percent of purchases for the home. Men, however, may hold some key advantages as shoppers, stemming from possible evolutionary roles. Men hunt… Continue reading Shop Like a Man

Making your own butter can save you money and provide you with some of the best tasting butter you have ever had. There is also a certain sense of pride in making good wholesome food for you and your family. Making butter is surprisingly easy. All it takes is a quart of heavy cream, a… Continue reading I Can’t Believe I Made Butter

Creating a financial safety net to be your backup in times of crisis is important, but what happens when you encounter that crisis and wipe out that safety net? As important as it is to have that cushion you should also be prepared to start rebuilding your emergency savings account. Start by reviewing overall expenses… Continue reading Best Ways to Create a Safety Net After a Financial Downfall