There are several reasons why people end up living beyond their means. Even if someone creates a budget and has all the best intentions to live within that budget, several factors can cause the fiscal train to go off the rails. Putting the brakes on runaway spending may be a matter of keeping better track… Continue reading Why Are You Over Spending?
Category: Money Behaviors
Nine Incredibly Powerful Money Lessons I Wish I Had Learned at 18
Would it have changed things for you if someone had told you these nine things? 1. You’ll thank yourself for saving money. 2. Small expenses can creep up on you. 3. You can easily have fun on a budget. 4. It’s worth investing money in self-improvement 5. Community college is a strong option after high… Continue reading Nine Incredibly Powerful Money Lessons I Wish I Had Learned at 18
We Did It! Debt Free!
It is so wonderful the hear the stories of people who have taken control of their spending habits and climbed their mountain of debt to plant a flag of success on the top. This is the story of a couple who started their journey with over $100,000 of debt to surmount in the form of… Continue reading We Did It! Debt Free!
Are You an Emotional Spender?
Sometimes life pushes our buttons. We find ourselves in a familiar situation or have a familiar feeling that pushes a hidden button in our brain, and suddenly, it is time to shop! The urge may come upon us when we are happy. It may come upon us when we are upset. It may happen when… Continue reading Are You an Emotional Spender?
Six Shopping Addictions and How to Curb Them
Here are simple strategies to help you deal with six various shopping pitfalls: the shopping channel addict, the drugstore junkie, the big-box store hoarder, the Target cart filler, the online over spender; or a Martha Stewart wannabe? Does one of these people sound like you? If so, check out these common sense approaches in this… Continue reading Six Shopping Addictions and How to Curb Them
The Parable of the Lorelei
A mermaid, beautiful and alluring, sings from the top of a rocky point in the most dangerous section of the Rhine River. Like the sirens of the Homer’s Odyssey, she causes sailors to jump overboard and captains to forget about the deadly dangers surrounding them. Is this German legend about a seductive mermaid a parable… Continue reading The Parable of the Lorelei
How to Save Money on a Tight Budget
The Money Coach has some practical advice for saving money in the current economic climate. Save on everything from housing costs to car costs to daily coffee expenses. For example: Using generic drugs might save you $840 in a year. Stop smoking and save thousands. Save money on utility bills by unplugging unused electrical appliances,… Continue reading How to Save Money on a Tight Budget
I’m In Credit Card Debt From Our Shopping Addiction…And It’s My Friend’s Fault
A nomination in the “birds of a feather” category goes to Christina Anderson and her fashion addicted friend who spurred each other on in their extreme shopping behavior. “Every time I would click ‘purchase’ I got a sick feeling in my stomach and my American Express bill just continued to add up,” said Ms. Anderson.… Continue reading I’m In Credit Card Debt From Our Shopping Addiction…And It’s My Friend’s Fault
Simple Financial Lessons – Breaking Bad Style
From Shopping to Saving blogger Erika draws some financial lessons from the intriguing and troubling AMC TV series Breaking Bad. First, account for all of your expenses; be prepared. Remember that money isn’t everything, and isn’t always the most important thing. Be ready for emergencies and be prepared by having health insurance coverage. You pay… Continue reading Simple Financial Lessons – Breaking Bad Style
3 Doorways: Which One Needs Your Attention Today?
Our relationship with money is complicated. Financial Therapist Bari Tessler Linden talks about her 3 Doorway Method to help think about money. Doorway #1 is Financial Therapy, or “Money Healing.” Paying attention to our financial history, family dynamics and patterns with money can lead to healing and growth. Doorway #2 is Values Based Bookkeeping or… Continue reading 3 Doorways: Which One Needs Your Attention Today?