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If you’re looking at your shopping habits and wondering where to start reining in your spending, take a moment to consider how many things women buy but never wear. It’s possible that you can relate to some of these situations! For example, if you buy something just because it’s on a really great sale but… Continue reading Common Items Women Buy But Just Don’t Wear

Tax season is on the horizon, and it’s always good to look for more ways to save on your taxes. The Saver’s Credit, also known as the Retirement Savings Contributions Credit, is one way to help low- and moderate-income workers start putting money aside towards retirement. This credit helps reduce or offset the first $2,000… Continue reading The Saver’s Credit Can Lower Your Taxes

Now that the holidays are over, the financial debt that follows may be leaving a sour taste in your mouth, but with a few quick steps you can wipe out this debt before it gets out of hand. First, you have to face it head on and assess the damage. Figure out how much you… Continue reading How to Eliminate Holiday Debt Quickly

Just like any addiction or disorder, Shopoholism can have devastating effects on the lives of those who suffer from it. While classified as an obsessive-compulsive disorder but not an addictive disorder, Shopoholism has a similar expression. Making a purchase creates a “high,” which is followed by negative feelings of guilt, remorse, and depression often resulting… Continue reading The Devastating Effects of Shopoholism

In the psychology world, it has been discovered that when people are asked to be aware and mindful of their eating habits, they eat 300 fewer calories per day. This can easily be applied to spending habits as well. If you aren’t mindful of your purchases – even the little day-to-day ones – they can… Continue reading Practice Spending Thoughtfully

Joshua Becker shares his eight reasons why keeping a journal will help us reach our goals:  1.) Keeping a journal requires us to write out our goals; a great way to declare our intentions and clarify them. 2.) A journal is a record of our progress toward those goals. 3.) Writing requires us to think… Continue reading Eight Reasons Keeping a Journal Can Help You Reach Your Goals

The folks over at askthemoneycoach.com outline five ways you can guard your assets while traveling during the holiday season. First, have a game plan for emergencies. Write down important information that you might need if you lost your wallet, pocketbook or passport and secret it away in a safe place. Online resources are available for… Continue reading Five Tips to Protect Your Money While Traveling During the Holidays

Donna Freedman started her writing career with an article called “Surviving (and Thriving) on $12,000 a Year.” It got a lot of negative reaction from readers on MSN Money. People considered it hardship or deprivation to live on such a meager amount of money. Ms. Freedman, however, looked at things in a different manner. She… Continue reading Frugal Doesn’t Mean ‘Deprived’

Becomingminimalist.com suggests ten ways to get rid of the clutter in your home. Here are five of them: 1) Give yourself five solid minutes of working on a project getting rid of clutter. 2) Give away one item each day. 3) Fill one trash bag or a bag of items for Goodwill. 4) Change perspective… Continue reading Ten Creative Ways to Declutter Your Home

A shopping addiction can lead to financial ruin, legal problems, and destroyed relationships. Shopping addiction can also lead to substance addictions in an attempt to dull the pain and shame. These are all excellent reasons to get help. Addictions have a similar root, as brain chemical releases cause a sense of euphoria that is “chased”… Continue reading Why Should I Get Help for Shopping Addiction?