How to Avoid Buying Things You Don’t Really Need

In a society that seems to have created an Olympic sport out of consumerism, we find ourselves in competition to fill our lives with the most stuff possible. Now many of us have more than we can use, more than we need and, amazingly, more that we really want. In order to stop buying things we don’t need we may begin by asking three questions. Do I really need this or do I just want it? Can I pay cash for it or will I have to use a credit card? Will I make use of it? Honest answers to these questions may save you from having too much of a bad thing.

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By Carrie Rattle

Carrie Rattle is a Principal at, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence. Read More