No matter your credit score or financial standing, protecting your credit reports and taking a stand against identity theft should be a high priority in your list of New Year’s resolutions. Assessing your risk for identity theft is helpful in determining the steps you should take to avoid it. For example, if your risk is relatively low then just monitoring your credit reports is probably enough. But if you’re at a greater risk, you may need to look into credit monitoring or even credit freeze programs. While such services may charge a fee, it is well worth the peace of mind and safety for your securing your identity and credit.
Read the entire article here: Monitoring Your Credit in 2013
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Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.