This article written by a credit expert, John Ulzheimer, suggests three financially-related safeguards we should all consider before the end of the year. First, we should check our credit report by obtaining the free copies that each of us is allowed to receive annually. These free reports do not accumulate, so he thinks we should use them or lose them. Secondly, we should opt out of pre-approved credit deals so that no one can grab our mail and apply for a card in our name. Lastly, we should freeze our credit reports so that it is impossible for others to access our credit information.
Read the entire article here: Three Credit Moves to Make Before December 31st
Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.