You know, where you sit down with your other half and bare all, or tell them that their money habits are driving you CRAZY? Maybe one of you is a Saver, and the other a Spender. The Saver thinks the Spender is out of control, while the Spender thinks the Saver is a tightwad. You sort of skirt the money talk to avoid confrontation and keep peace in the marriage. There’s only one problem. You touch money just about every day. If issues don’t get resolved they fester, and erode trust or patience. There is a better way!
Merging Your Finances? – Where Do You Start?
Or maybe you’ve been busy building your wealth and bring a lot to the marriage. This wealth was built without your partner, and you feel those should be separate assets. You love your significant other very much, and after all, money is not love. Or so we say. Help is here!
Getting Married Again?
You’ve seen the havoc that takes place when a family doesn’t have their finances organized. You felt the pain when you had to find everything while going through a painful separation. This time around, you want transparency and a plan so you’re both working toward the same dreams, and you BOTH know where everything is. Look no further.
When I coach couples, they come to me because romance is sacred, and they think the money talk will be so…confrontational…or almost dirty…because true love isn’t about the money. You’re right! And yet, money conflict can destroy a marriage, or make you work harder than you have to because you’re rowing in different directions.
If you want a plan on where to start with the discussion, let’s talk. It’s not just about the numbers – in incorporates your values, what you feel you need to pay off or save for, whether you want to combine all your money or keep a level of independence, and the pace at which you wish to proceed.
Carrie Rattle is a Financial Therapist and the CEO at BehavioralCents. She is an executive veteran of the financial services industry and works with professional women on their mind and money behaviors to help them build an equal voice in the world. Thoughts always welcome: carrierattle@behavioralcents.com.
Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.