Category: BC Blog

I’m ashamed to say that the first time I read the phrase Financial Health I actually read it as Financial Wealth.  That’s what 30 years of conditioning will do – train you to default to the same nomenclature and assumptions we toss around daily. In my mind, Financial Health as a target is so superior… Continue reading Financial Health or Financial Wealth?

As mentioned in my last blog, these behaviors come from Sarah Fallaw of Data Points. She created a Household Cash Job Description, which is a simple, brilliant way of defining specific money behaviors so we can stay focused on what counts.  Financial literacy is part of it, but not all of it, which explains why… Continue reading Final 5 Money Behaviors– Do You Rate This Well With Your Own Cash?

People often use the phrase “If I could just make enough money life would be better”.  It’s a myth for most of us other than those who spend every penny on food and rent to survive. Why? Because this is a money attitude, not a money fact.  And money attitudes stay with us until we experience a life-changing… Continue reading Enough Money: A State of Mind or Fact?

Carl Richards is a Financial Planner in Utah and is also known as Sketch Guy, a regular contributor in Business Day.  His February 2015 article Rethinking Money, Not as Good or Bad but as a Tool in Business Day really caught my eye.  The reason? He changed his way of thinking about money. And he’s hit the… Continue reading Do You Use Money or Does It Use You?

My colleague, Stacey Francis is CEO & President of Francis Financial.  She is also Founder of Savvy Ladies, a non-profit organization that spreads free financial information to women.  As with many of us who are in the money business, we have stories that drove us here.  These stories are personal and emotional. Here is Stacey’s: This video is… Continue reading Do You Trade Happiness for Money? Maybe a Little?

We’re going on vacation. Let’s pack.  > Where you ask? Why does it matter?  Oh I see.  You want to know what to pack.  Well, it’s very warm there…. > Hotel or Tent? Hiking or Pool side?  Um, a wonderful hotel with sports and a pool. Why?  You’ll bring your pretty sandals and dinner dresses… Continue reading Do You Plan your Money like You Plan a Vacation?

Money-Life Balance means taking money off a pedestal, and putting your happiness on it.  It means fulfilling your life, instead of pursuing the almighty dollar.   It means spending enough to enjoy life today, and saving enough to enjoy life tomorrow. So, what does money life balance look like? Since it is different for each of us, how… Continue reading Do You Have Successful Money-Life Balance?

If you decide to initiate the divorce process, take the time to research all your finances thoroughly. Once your intent to divorce is verbalized, the emotional roller coaster begins. Hopefully it doesn’t include the hiding of assets or deceitful misrepresentation.  Even if you don’t understand what you’re looking at, finding information can be very helpful… Continue reading Divorce Series Part 4: Start 3 Months BEFORE You Start the Divorce Process

The list of potential financial mistakes made while divorcing can be extensive. It is an exhausting, emotional time for everyone. Every money decision is emotional to begin with, and this stress just adds to the mix.  Divorce and finances can become complicated and dividing assets can be complex, which is why the finance industry CDFA © designation… Continue reading Divorce Series Part 3: The 3 Biggest Financial Mistakes You Can Make

A Certified Divorce Financial Analyst (CDFA©) is an industry designated financial expert on helping divorcing couples understand how the financial decisions they make could impact their future. A CDFA is part of the divorce team. Think of the lawyer as the strategist – they are experts on the law and hired to represent your overall interest… Continue reading Divorce Series Part 2: How Can a Certified Divorce Financial Analyst Help You?