Category: Uncategorized

If saving money were easy we’d all be doing it. And frankly, about 50% of the Boomer population, who have seen the value of their homes grow naturally, haven’t saved much at all. If you know you need to save money, you belong to a VERY BIG club of like-minded people. That doesn’t mean we… Continue reading I Know I Need to Save Money! Why Can’t I Just DO It?

We all have money beliefs, formed during childhood.  We didn’t choose them. They just grew as we processed, experienced, and observed our small world. Often, they came from our parents, or a close role model. We may have adopted similar beliefs, or rebelled.  So here we are today, with our money beliefs. Greed Greedy people… Continue reading Greed: Selfishness, or the Broken Trust of a Child?

The word Mantra comes from the Hindu and Buddhist religions, representing a repetitive chant of word or phrase. For those of us in the North American culture, the use of mantra loosely refers to a set of beliefs or phrase tied to motivation. It can help shift our mindset. I interviewed a client a number… Continue reading Is Your Money Mindset No Longer Serving You?

The Chief Scientist of the Rodale Institute, Dr. Kristine Nichols recently lectured on the importance of our country’s soil, and how its structure is breaking down.  In a few decades we may be unable to grow food on many farms in this country. Apparently soil has a structure to it, including microbes that all work together. When… Continue reading The Dirt on Building Good Money Habits

We’re going on vacation. Let’s pack.  > Where you ask? Why does it matter?  Oh I see.  You want to know what to pack.  Well, it’s very warm there…. > Hotel or Tent? Hiking or Pool side?  Um, a wonderful hotel with sports and a pool. Why?  You’ll bring your pretty sandals and dinner dresses… Continue reading Do You Plan your Money like You Plan a Vacation?

My colleague, Stacey Francis is CEO & President of Francis Financial.  She is also Founder of Savvy Ladies, a non-profit organization that spreads free financial information to women.  As with many of us who are in the money business, we have stories that drove us here.  These stories are personal and emotional. Here is Stacey’s: When Money Wins… Continue reading Do You Trade Happiness for Money?

Carl Richards is a Financial Planner in Utah and is also known as Sketch Guy, a regular contributor in Business Day.  His February 2015 article Rethinking Money, Not as Good or Bad but as a Tool in Business Day really caught my eye.  The reason? He changed his way of thinking about money. And he’s hit the… Continue reading Do You Use Money or Does It Use You?

As mentioned in my last blog, these behaviors come from Sarah Fallaw of Data Points. She created a Household Cash Job Description, which is a simple, brilliant way of defining specific money behaviors so we can stay focused on what counts.  Financial literacy is part of it, but not all of it, which explains why… Continue reading 5 Core Money Behaviors– How Do You Rate?

I’m ashamed to say that the first time I read the phrase Financial Health I actually read it as Financial Wealth.  That’s what 30 years of conditioning will do – train you to default to the same nomenclature and assumptions we toss around daily. In my mind, Financial Health as a target is so superior… Continue reading Financial Health or Financial Wealth?