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Author: Carrie Rattle

Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.

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Eight Reasons Keeping a Journal Can Help You Reach Your Goals

Joshua Becker shares his eight reasons why keeping a journal will help us reach our goals:  1.) Keeping a journal requires us to write out our goals; a great way to declare our intentions and clarify them. 2.) A journal is a record of our progress toward those goals. 3.) Writing requires us to think… Continue reading Eight Reasons Keeping a Journal Can Help You Reach Your Goals

Shopping Apps–Friend or Foe? How do you know?

  More than ever before, shopping related apps have been appearing like mushrooms after a rain, with promises of making our shopping experiences faster, easier, cheaper, and more satisfying. Beware. You can find yourself spending more time, energy, and money than you ever intended. Alternatively, you can save, time, energy, and money. In order to separate… Continue reading Shopping Apps–Friend or Foe? How do you know?

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Wanting Everything is (Almost) the Same as Wanting Nothing

Aristotle said, “I count him braver who overcomes his desires than him who conquers his enemies; for the hardest victory is over self.” Joshua Becker, in making his point, shares this quote and some very personal insight. Becker has a lovely six-year-old daughter: friendly, fun, intelligent and a collector of everything. She has a passion… Continue reading Wanting Everything is (Almost) the Same as Wanting Nothing

Five Tips to Protect Your Money While Traveling During the Holidays

The folks over at askthemoneycoach.com outline five ways you can guard your assets while traveling during the holiday season. First, have a game plan for emergencies. Write down important information that you might need if you lost your wallet, pocketbook or passport and secret it away in a safe place. Online resources are available for… Continue reading Five Tips to Protect Your Money While Traveling During the Holidays

Brookhaven Retreat Recognizes Importance of Buy Nothing Day

The Brookhaven Retreat, which treats women with substance abuse issues, recognizes Buy Nothing Day on November 24 as a way of shining a spotlight on the harm shopping addiction causes in women’s lives. In a culture of materialism where consumption and ownership have been equated with happiness, it is important to focus on the way some… Continue reading Brookhaven Retreat Recognizes Importance of Buy Nothing Day

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Frugal Doesn’t Mean ‘Deprived’

Donna Freedman started her writing career with an article called “Surviving (and Thriving) on $12,000 a Year.” It got a lot of negative reaction from readers on MSN Money. People considered it hardship or deprivation to live on such a meager amount of money. Ms. Freedman, however, looked at things in a different manner. She… Continue reading Frugal Doesn’t Mean ‘Deprived’

The Cheapskate Guide: 50 Tips for Frugal Living

This article gives 50 tips for frugal living, all helpful suggestions to help control your finances, with the top 20 listed here to get you started.  Go with one car. Go with a smaller house. Go with a smaller car. Rent rather than own. Look for used first. Eat out less often. Eat out frugally.… Continue reading The Cheapskate Guide: 50 Tips for Frugal Living

Are You a Shopaholic?

A Stanford University study conducted in 2006 found that 6% of Americans are shopaholics. Terrence Daryl Shulman, author of three books on the subject, says there are seven different types of shopaholics. The compulsive shoppers distract themselves from their feelings with shopping. The trophy shoppers look for the perfect outfit. The image shoppers buy showy… Continue reading Are You a Shopaholic?