Some of my friends and colleagues are bankers. Are they knowledgeable and operate with integrity? Absolutely. But first and foremost, they’re human too. Bankers should be more knowledgeable about their business than the average bear. However, they have money emotion and needs like the rest of us, which means they may not be putting you… Continue reading 3 Dangers when Talking Money to Your Banker
Author: Carrie Rattle
Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.
Are You Committing Financial Infidelity?
You May Be Without Knowing It According to research 27% of people ADMIT to keeping a secret from their partner and 53% actual DO keep a secret. Get the list of most common Financial Infidelity Behaviors and see how you score compared to other couples. Questionnaire Please Carrie RattleCarrie Rattle is a Principal at BehavioralCents.com,… Continue reading Are You Committing Financial Infidelity?
2 Reasons Gift Cards Destroy Your Spending Plan
Gift Cards are free money aren’t they? They’re the easy yet thoughtful gift that burns a hole in our wallet until we use it. After all, if we didn’t use it, it would be like flushing money down the toilet. But sometimes Gift Cards aren’t really a gift. Sometimes they become an anchor that encourages… Continue reading 2 Reasons Gift Cards Destroy Your Spending Plan
Financial Health or Financial Wealth?
I’m ashamed to say that the first time I read the phrase Financial Health I actually read it as Financial Wealth. That’s what 30 years of conditioning will do – train you to default to the same nomenclature and assumptions we toss around daily. In my mind, Financial Health as a target is so superior… Continue reading Financial Health or Financial Wealth?
3 Reasons Saving Isn’t Deprivation
Many of us think saving means deprivation, so we balk or rebel. For most of you, I can guarantee it won’t be deprivation. How can I be so sure you ask? It’s because of these 3 reasons: Over our lifetime, we build spending patterns. They often form during milestones like our first job with real money, marriage,… Continue reading 3 Reasons Saving Isn’t Deprivation
4 Steps to Build Better Money Habits
In our last blog, we talked about changing subconscious habits instead of using pure willpower to save money. It takes desire and focus to change, but once the new habit is on automatic pilot, it takes less effort than sheer will power. A habit loop is comprised of a Trigger, Action and Reward. (1) Charles Duhigg, author… Continue reading 4 Steps to Build Better Money Habits
3 Tips for the Super Mom Brain & Money Talk
We all know a woman’s brain works differently from a man’s. Did you know a woman’s brain goes into superior overdrive once she becomes a Mom? With this kind of computer power – women can tackle, learn and succeed with anything around money talk. We just need to deliver the information and discussions differently. Here’s… Continue reading 3 Tips for the Super Mom Brain & Money Talk
3 Simple Behaviors to Take the Pain out of Tax Season
Yep, it’s that season again. And it’s stressful. Often the paperwork is more daunting than the actual check we may have to write; and psychologically the agitation we imagine is often much greater than reality. It’s natural to bristle at “administrivia” and avoid submitting our taxes until the very last minute. So before you read further, STOP. Once you… Continue reading 3 Simple Behaviors to Take the Pain out of Tax Season
5 Core Money Behaviors– How Do You Rate?
As mentioned in my last blog, these behaviors come from Sarah Fallaw of Data Points. She created a Household Cash Job Description, which is a simple, brilliant way of defining specific money behaviors so we can stay focused on what counts. Financial literacy is part of it, but not all of it, which explains why… Continue reading 5 Core Money Behaviors– How Do You Rate?
4 Things to Honestly Talk About Before You Buy a Home Together
“No surprises” is the mantra I highly recommend for any two people wanting to buy a home together. It may be your next home after outgrowing the one you’re in. It might be your first home now that you’re newly married. Maybe you’re just trying out this couple thing and are willing to share an… Continue reading 4 Things to Honestly Talk About Before You Buy a Home Together