It may be partially a gender stereotype, but the belief that women make more purchases than men has also been revealed in survey data. In fact, women may be responsible for about 80 percent of purchases for the home. Men, however, may hold some key advantages as shoppers, stemming from possible evolutionary roles. Men hunt… Continue reading Shop Like a Man
Category: Money Behaviors
I Can’t Believe I Made Butter
Making your own butter can save you money and provide you with some of the best tasting butter you have ever had. There is also a certain sense of pride in making good wholesome food for you and your family. Making butter is surprisingly easy. All it takes is a quart of heavy cream, a… Continue reading I Can’t Believe I Made Butter
Best Ways to Create a Safety Net After a Financial Downfall
Creating a financial safety net to be your backup in times of crisis is important, but what happens when you encounter that crisis and wipe out that safety net? As important as it is to have that cushion you should also be prepared to start rebuilding your emergency savings account. Start by reviewing overall expenses… Continue reading Best Ways to Create a Safety Net After a Financial Downfall
Practice Spending Thoughtfully
In the psychology world, it has been discovered that when people are asked to be aware and mindful of their eating habits, they eat 300 fewer calories per day. This can easily be applied to spending habits as well. If you aren’t mindful of your purchases – even the little day-to-day ones – they can… Continue reading Practice Spending Thoughtfully
3 Keys to Stressless Holiday Spending
The holiday season is upon us, and for the millions of us who have trouble limiting our spending, this time of year can be especially difficult. Seems like everyone is going shopping: on lunch breaks, after work, over the weekend. It can be a lot of fun, especially if you are out with friends, but it can also… Continue reading 3 Keys to Stressless Holiday Spending
Wanting Everything is (Almost) the Same as Wanting Nothing
Aristotle said, “I count him braver who overcomes his desires than him who conquers his enemies; for the hardest victory is over self.” Joshua Becker, in making his point, shares this quote and some very personal insight. Becker has a lovely six-year-old daughter: friendly, fun, intelligent and a collector of everything. She has a passion… Continue reading Wanting Everything is (Almost) the Same as Wanting Nothing
Five Tips to Protect Your Money While Traveling During the Holidays
The folks over at askthemoneycoach.com outline five ways you can guard your assets while traveling during the holiday season. First, have a game plan for emergencies. Write down important information that you might need if you lost your wallet, pocketbook or passport and secret it away in a safe place. Online resources are available for… Continue reading Five Tips to Protect Your Money While Traveling During the Holidays
Frugal Doesn’t Mean ‘Deprived’
Donna Freedman started her writing career with an article called “Surviving (and Thriving) on $12,000 a Year.” It got a lot of negative reaction from readers on MSN Money. People considered it hardship or deprivation to live on such a meager amount of money. Ms. Freedman, however, looked at things in a different manner. She… Continue reading Frugal Doesn’t Mean ‘Deprived’
The Cheapskate Guide: 50 Tips for Frugal Living
This article gives 50 tips for frugal living, all helpful suggestions to help control your finances, with the top 20 listed here to get you started. Go with one car. Go with a smaller house. Go with a smaller car. Rent rather than own. Look for used first. Eat out less often. Eat out frugally.… Continue reading The Cheapskate Guide: 50 Tips for Frugal Living
Credit Card vs. Debit Card: When is it Best to Use Either One
There are certain situations when using a credit card is preferred over using a debit card for expenses. For instance, when renting a car use the credit card and avoid lowering your credit score. When buying online, the credit card offers more protection against ID theft, damaged goods, or unfilled orders. Low-cost meals are best… Continue reading Credit Card vs. Debit Card: When is it Best to Use Either One