Women with fiscal acumen have several traits in common. First, they abide by a realistic budget and regularly save money toward a predetermined goal. They know the difference between returns on various savings’ programs. These women often have a financial planner or accountant. They are not hooked on credit cards. In fact, they may rarely… Continue reading Six Traits of Financially Smart Women
Author: Carrie Rattle
Carrie Rattle is a Principal at BehavioralCents.com, a website for women focused on mind and money behaviors. She has worked in the financial services industry for 20+ years and hopes to inspire women to better prepare themselves for financial independence.
Shopping Addiction
Signs of shopping addiction include a chronic pattern of difficulty in stopping the behavior and repetitive, seemingly uncontrollable purchases that are negatively affecting you financially, personally, and perhaps in your relationships. Shopping addiction is an impulse control disorder and similar to other addictions, though without the use of an addictive drug. A number of social and… Continue reading Shopping Addiction
The Antidote for Selfishness is You
It is easy to see selfishness in others. Politicians, corporations, and governments all seem to be wallowing in greed. We decry the injustices in the world because of their avarice. We may feel powerless to stop this greed but the power to overcome is within each of us. The first step is to look within.… Continue reading The Antidote for Selfishness is You
Maybe You Don’t Really Need More Money
It may be that the one thing we all have in common is that we don’t actually need more money. We may still want more money, but the fact is that most of us do not need more. The desire for more money may become a pervasive aspect of our existence. We get confused because… Continue reading Maybe You Don’t Really Need More Money
Why Are You Over Spending?
There are several reasons why people end up living beyond their means. Even if someone creates a budget and has all the best intentions to live within that budget, several factors can cause the fiscal train to go off the rails. Putting the brakes on runaway spending may be a matter of keeping better track… Continue reading Why Are You Over Spending?
Nine Incredibly Powerful Money Lessons I Wish I Had Learned at 18
Would it have changed things for you if someone had told you these nine things? 1. You’ll thank yourself for saving money. 2. Small expenses can creep up on you. 3. You can easily have fun on a budget. 4. It’s worth investing money in self-improvement 5. Community college is a strong option after high… Continue reading Nine Incredibly Powerful Money Lessons I Wish I Had Learned at 18
“Addicted” to Shopping?
The Atlantic is renown for the quality of their reportage. This article, using clickable links, pulls together information from various recent studies. Brian Fung looks into the issue of whether one can be “addicted” to shopping. He notes the similarity between drug addicts and shopping addicts while each is involved in their addictions. Both groups… Continue reading “Addicted” to Shopping?
We Did It! Debt Free!
It is so wonderful the hear the stories of people who have taken control of their spending habits and climbed their mountain of debt to plant a flag of success on the top. This is the story of a couple who started their journey with over $100,000 of debt to surmount in the form of… Continue reading We Did It! Debt Free!
Alternatives to Emotional Spending
Andrea, the author of this blog, has been down the emotionally-triggered, over-shopping road and she is finding a new path for her well worn shoes. (No need for new Pradas here.) This blog shares some excellent strategies to combat that nagging old habit of being an out-of-control, emotional spender. Andrea suggests 1) keeping your credit… Continue reading Alternatives to Emotional Spending
Are You an Emotional Spender?
Sometimes life pushes our buttons. We find ourselves in a familiar situation or have a familiar feeling that pushes a hidden button in our brain, and suddenly, it is time to shop! The urge may come upon us when we are happy. It may come upon us when we are upset. It may happen when… Continue reading Are You an Emotional Spender?