Carrie Rattle, Author at Behavioral Cents Logo

Not Saving? Not Your Fault – Blame Subconscious Money Attitudes

We all have money attitudes of one nature or another. You may have heard your parents say over and over “don’t ask for things; you should be grateful for what you get”. Guilty words like this may discourage you from ever seeking a promotion at work. Or “if you are a good person and do what’s… Continue reading Not Saving? Not Your Fault – Blame Subconscious Money Attitudes

The Dirt on Building Good Money Habits

The Chief Scientist of the Rodale Institute, Dr. Kristine Nichols recently lectured on the importance of our country’s soil, and how its structure is breaking down. In a few decades we may be unable to grow food on many farms in this country. Apparently soil has a structure to it, including microbes that all work together. When… Continue reading The Dirt on Building Good Money Habits

Losing Money? : The $100,000 Noose Around Your Neck

I just finished reading Rich Dad Poor Dad. And I enjoyed the contrarian viewpoint on money and what it should mean. The suggestion that a house is a liability rather than an asset is thought provoking. Is a house just our emotion conquering our logical brain? Robert T. Kiyosaki, author of Rich Dad Poor Dad, sums up… Continue reading Losing Money? : The $100,000 Noose Around Your Neck

Is Your Money Mindset No Longer Serving You?

The word Mantra comes from the Hindu and Buddhist religions, representing a repetitive chant of word or phrase. For those of us in the North American culture, the use of mantra loosely refers to a set of beliefs or phrase tied to motivation. It’s our mindset.I interviewed a client a number of months ago, and… Continue reading Is Your Money Mindset No Longer Serving You?

Is Greed a Sign of Selfishness, or the Broken Trust of a Child?

We all have money beliefs, formed during childhood. We didn’t choose them. They just grew as we processed, experienced, and observed our small world. Often, they came from our parents, or a close role model. We may have adopted similar beliefs, or rebelled. So here we are today, with our money beliefs. Greed Greedy people… Continue reading Is Greed a Sign of Selfishness, or the Broken Trust of a Child?

I Know I Need to Save Money! Why Can’t I Just DO It?

If saving money were easy we’d all be doing it. And frankly, about 50% of the Boomer population hasn’t saved much at all. If you wish you were saving more, you belong to a VERY BIG club of like-minded people. That doesn’t mean we should let ourselves off the hook – we do need to… Continue reading I Know I Need to Save Money! Why Can’t I Just DO It?

How Fear Clouds Reality

My clients are terrific. They are all unique with their own special gifts and ways of looking at the world. I learn something from each of them. And yet, the way they feel when they first come to me is so incredibly heartbreaking….and unnecessary.It takes incredible courage to admit that their financial situation isn’t where… Continue reading How Fear Clouds Reality

Help Loved Ones by Putting Money Self-care on Your List

Sometimes my clients move appointments further out this time of year. When the sun is shining, barbecues are scheduled, and summer camp is around the corner, life is a flurry of activity. There is hope and warmth and fun. Money has traditionally been last on their list, falling behind TV re-reruns and cleaning out the… Continue reading Help Loved Ones by Putting Money Self-care on Your List

Have You Had….THE MONEY TALK?

You know, where you sit down with your other half and bare all, or tell them that their money habits are driving you CRAZY? Maybe one of you is a Saver, and the other a Spender. The Saver thinks the Spender is out of control, while the Spender thinks the Saver is a tightwad. You… Continue reading Have You Had….THE MONEY TALK?

Have You Done the CVS Money Run with Her?

Thanks to my colleague Tod for this title and question that prompted my thinking. Tod has been dating a woman for about a year, and his friends inquired whether Tod had “done the CVS run with her yet?” Tod sought clarification. Apparently, it is a wonder that a woman can spend $200 in CVS in… Continue reading Have You Done the CVS Money Run with Her?